Terms of Use
Effective October 22, 2026
1. About these terms
These Terms of Use (the “Terms”) are an agreement between you and [Your legal name or business name] (“Atlas Vault”, “we”, “us”) of [Your business address, city, region, country]. They apply to this website and to the Atlas Vault Meme Coin Trading Vault and any other digital product we offer (the “Product”).
By visiting the website, ticking the confirmation boxes, or buying or using the Product, you agree to these Terms, our Privacy Policy, our Refund Policy and our Risk Disclosure. If you do not agree, do not use the website or buy the Product.
2. Who can buy
You must be at least 18 years old (or the age of majority where you live, if higher) and able to enter a binding contract. By buying you confirm this.
You are responsible for making sure that buying and using the Product, and any trading you choose to do, is legal where you live. We may refuse or cancel an order where we reasonably believe it is unlawful, fraudulent or in breach of these Terms.
3. What the Product is, and what it is not
The Product is a digital vault for the free Obsidian note-taking app: a folder of linked Markdown notes about meme coin research, including a log of simulated trades, token research pages, strategy rule sets, a concept library, hypotheses and experiment records. You can edit and extend all of it.
It is an organising and educational tool only. It does not contain, and we do not provide, investment advice, financial advice, trading signals, price targets, tips, recommendations, portfolio management, tax advice or legal advice. We are not a broker, dealer, exchange, investment adviser, financial planner or fiduciary, and we do not hold, manage or transmit anyone’s money or crypto assets.
The trade results and figures in the Product come from simulated (paper) trading by an automated tool, not from real-money trading. They are historical records, many of them losses, and they are not a prediction or a guide to future results. The strategy rule sets describe settings used in that simulation. They are documentation, not instructions or recommendations, and editing a note does not run or configure any program. References to tokens and saved third-party web pages in the Product are records of what was logged, not endorsements or suggestions that you buy or sell anything. The Product is delivered as it is when you buy it and does not update by itself.
4. Licence to use the Product
When you buy, and for as long as you comply with these Terms, we grant you a personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to download the Product and use and modify it for your own personal use, on devices you own or control.
You may not, in whole or in part, in original or modified form: resell, rent, lend, sublicense, share, upload, publish, give away or otherwise distribute the Product or its contents (including in a course, group, community, template marketplace, torrent or public repository); remove copyright or attribution notices; use it to build a competing product; or use it for any unlawful purpose.
One purchase licenses one individual. Ask us in writing about team or commercial licences.
We own, or have the right to license, the Product and all intellectual property in it. Your own notes and the data you add to the vault belong to you.
5. Orders, prices, taxes and payment
Prices are shown in the currency displayed at checkout. Taxes such as VAT or sales tax may be added where required.
Payments are processed by a third-party payment provider [name your provider, e.g. Lemon Squeezy / Gumroad / Stripe], which may act as the seller of record. Their terms and privacy policy also apply to your purchase. We do not see or store your full payment card details.
After payment you receive a download link, normally immediately. You are responsible for keeping the file and link safe. If you have a delivery problem, contact us and we will fix it.
Digital content is delivered instantly. By ticking the confirmation box at checkout you ask us to start delivery immediately and acknowledge that, where the law allows, you may lose a statutory right to cancel once delivery begins. Our voluntary 14-day guarantee in the Refund Policy is in addition to any rights you cannot lose by law.
6. Your responsibility for your own decisions
You alone decide whether to trade, what to trade, and how much to risk. Trading meme coins and other crypto assets carries a very high risk of loss, including total loss, and some tokens are scams. Read the Risk Disclosure carefully.
Do not rely on the Product, our website or any communication from us as financial, investment, tax or legal advice. Speak to a licensed professional if you need advice.
7. Acceptable use of the website
You agree not to: attempt to break, overload, scrape or gain unauthorised access to the website or its systems; interfere with analytics or security features; use the website to send spam, malware or unlawful content; or impersonate anyone. We may block access if you do.
8. Third-party services
The Product works with software and services we do not own or control, including Obsidian and any community plugins, wallets, exchanges, charting and data tools you choose to use alongside it. We are not responsible for them, for their availability, security, terms or content, or for any loss connected with them. We are independent of and not affiliated with, endorsed or sponsored by Obsidian or Dynalist Inc. “Obsidian” is a trademark of its owner.
Never share your wallet seed phrase or private keys with anyone. The Product never asks for them and neither do we.
9. Updates and availability
We may update, improve, change or stop offering the Product or the website at any time. Updates are provided as described on the product page. We do not guarantee the website will always be available or error-free.
10. Disclaimers
To the fullest extent the law allows, the Product and the website are provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, non-infringement, or that the Product will meet your needs or produce any result. We make no promise of profit, income or any trading outcome. Past results, examples and testimonials, if any, do not guarantee future results.
11. Limitation of liability
To the fullest extent the law allows, we are not liable for any trading or investment losses, lost profits, lost data, loss of opportunity, or any indirect, incidental, special, consequential or punitive damages, arising from or connected with the Product, the website or these Terms, even if we were told they were possible.
Our total liability to you for all claims relating to the Product or the website is limited to the amount you paid us for the Product in the 12 months before the claim.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation, or your rights as a consumer under mandatory law where you live.
12. Indemnity
You agree to defend and compensate us against claims, losses and costs (including reasonable legal fees) arising from your breach of these Terms, your unlawful use of the Product, or your trading or investment activity, to the extent the law allows.
13. Termination
We may suspend or end your licence and access, with or without notice, if you materially breach these Terms (for example by sharing or reselling the Product). You may stop using the Product at any time. Sections that by their nature should survive termination (including licence restrictions, disclaimers, limitation of liability and governing law) will survive.
14. Governing law and disputes
These Terms are governed by the laws of [Province/state and country whose law governs], without regard to conflict-of-law rules. Courts in [your jurisdiction] have exclusive jurisdiction, except that if you are a consumer you may also have the right to bring proceedings in the courts of the place where you live, and mandatory consumer protections where you live still apply.
Please contact us first and give us a chance to resolve any complaint informally.
15. Changes to these Terms
We may update these Terms. The effective date at the top shows when they last changed. Changes apply to purchases and use after that date. If a change is material, we will take reasonable steps to tell you, for example by a notice on the website.
16. Contact
Email [your support email]or write to [Your business address, city, region, country].